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  1. #1
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    Default Power pole damage

    While dropping off some fence posts I backed into my old wooden power pole on our land (only serves our house) and it's now got a definite lean although not in danger of falling over just yet - I hope!
    I now not sure whose responsibility it is to get it fixed but I think, because it's on my land, it's going to be mine. Does anyone know if an ordinary house insurance policy will cover the damage I've caused?


    cheers

    Tim

  2. #2
    Lets play Metla's Avatar
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    Default Re: Power pole damage

    Change your story.

    You never backed into anything.
    better Dredd then dead

  3. #3
    Correct my English!
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    Default Re: Power pole damage

    Or

    Hit the pole on the opposite site, which therefore will save you the cost and time of finding out if the insurance company will cover the damage and any repairs that you may have to do yourself.

    Why don't you give the insurance company a ring? Perhaps the receptionist stationed there is bored now and wants to talk to someone? While you are phoning them, try finding out whether they will cover any damage that may have inflicted onto the car as a result of the accidental "crash".

    Cheers

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  4. #4
    Moderator Jen's Avatar
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    Default Re: Power pole damage

    This may even be covered under your car insurance.

  5. #5
    Peripatetic member
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    Default Re: Power pole damage

    Can't help with the house insurance info, but here's a wild stab -
    How about thinking the other way around?

    What kind of vehicle did you do the damage with? Does it have insurance for accidents - off road?

    I'm afraid repair costs will be yours.
    Years ago, my Dunedin neighbour had to replace an elderly power pole serving only his house in a leg-in section.. The replacement cost was $500 - and that was more than a decade ago.

    Edit: I see Jen has a similar idea.
    Last edited by Laura; 31-10-2007 at 03:51 PM. Reason: saw what Jen wrote

  6. #6
    Senior Member pctek's Avatar
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    Default Re: Power pole damage

    Quote Originally Posted by Jamuz View Post

    Hit the pole on the opposite site,
    I'm with this fix.
    Then tip some more concrete round it.

    No-one will take responsibilty, not the power co nor your insurance.

  7. #7
    Older by the minute
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    Default Re: Power pole damage

    Why not give your friendly Insurer a call and ask the question?

    Usually, the pole would be owned by the Power Co. but they would probably want to recover the costs from you for fixing the problem. Your House or Car Insurer could very well pick up the cost. You will have an excess to pay so the motor cover would probably be the way to go as there generally isn't any excess for damage you cause to third party property (the Power Co's. pole). If you go to your house Insurer there would be an excess for ANY claim made.

  8. #8
    Senior Member
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    Default Re: Power pole damage

    Quote Originally Posted by tims View Post
    While dropping off some fence posts I backed into my old wooden power pole on our land (only serves our house) and it's now got a definite lean although not in danger of falling over just yet - I hope!
    I now not sure whose responsibility it is to get it fixed but I think, because it's on my land, it's going to be mine. Does anyone know if an ordinary house insurance policy will cover the damage I've caused?


    cheers

    Tim
    Hi Tim. An easy fix which I have had to use on farms before now is simply to dig out some soil from the side you hit, about 600mm deep should be enough. Put a rope around the pole and use the car (or a tractor if you have one) and gently pull it upright. Once it is relatively vertical bung the soil from the other side into the gap and ram it down with a sledgehammer. A good idea is to dig a hole on the side of the lean around 300mm down wide enough and long enough to insert a bit of H3 timber, 4x3 or 4x4 hard up against the pole, a 600mm length should be adequate. This will prevent it moving back. Wooden power poles are usually inserted using a post hole digger and are quite easy to knock out of vertical (as I have found to my embarrasment). Hope that helps.

  9. #9
    Lets play Metla's Avatar
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    Default Re: Power pole damage

    Just remember that pole will have wires attached to it, and that will mean a fair amount of weight pulling on it.

    You don't really want to be digging down beside it.

    Try explaining that to your insurance company when it falls over and rips the wires out of the house.

    Then you will have to pay the power company for damge to their equipment, and they will also charge you to put it all back....
    better Dredd then dead

  10. #10
    Awaiting Enlightenment R2x1's Avatar
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    Default Re: Power pole damage

    Och, gie it a muckle fleg.
    Entropy is not what
    it used to be.



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