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  1. #1
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    Default credit limits on credit cards

    What was the maximum credit limit u could have when u first applied for a credit card and what were u earning per month at the time?




    Also what are u earning per month currently and what is ur current credit limit?

  2. #2
    Large Member plod's Avatar
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    Default Re: credit limits on credit cards

    first limit was $1500, which i have kept it at, turned down increased limits which they give you occasionly,
    As for what i earned when i got it i cant remember, but was an apprentice so it wasn't an awful lot.
    What i earn now. well not enough
    45k-65k bracket

  3. #3
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    Default Re: credit limits on credit cards

    I tried to apply for a credit card with $0 credit and had my application rejected. Very disappointed about that. Bureaucracy sucks.
    ~Logan

  4. #4
    Correct my English!
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    Default Re: credit limits on credit cards

    Quote Originally Posted by Aurealis_
    I tried to apply for a credit card with $0 credit and had my application rejected. Very disappointed about that. Bureaucracy sucks.
    Think about this: Can you apply something with nothing?

    Cheers

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  5. #5
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    Default Re: credit limits on credit cards

    Quote Originally Posted by jameskan
    Think about this: Can you apply something with nothing?

    Cheers
    Indeed. Nothing is a concept though... I still don't like the fact that I asked for a credit card with a $0 limit and the application got rejected. You should be sad for me.

    Some comparable questions are:

    Can one buy a free drink? Can one get a free upgrade (with one's purchase)?
    ~Logan

  6. #6
    Senior Member 4bes's Avatar
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    Default Re: credit limits on credit cards

    I also tried to get a card with a $0 limit because I needed to use it for ordering product over the phone. I just wanted to transfer the money onto the credit card, then place the order. The bank rejected the application
    I have since got a card with a $5000 limit. I was on about $29k at the time
    I haven't grown up yet, I've just learnt how to behave in public

  7. #7
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    Default Re: credit limits on credit cards

    some bank does limit increases via internet banking... hence no proof of income is needed. what is impt is if you been a good customer .. paying things on time etc....

    Some banks may request additional evidence thou.

    Available each 6 months I think,.

    Smallest was at Uni .. when I had a student visa for $500 limit.

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