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  1. #1
    Misc. User of PressF1 somebody's Avatar
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    Default Insurance premiums

    I'm on the lookout for a new insurance company, after my premium (contents insurance) has gone up by 50% since this time last year - because the "cost of paying out claims has gone up". I can understand a 10-20% increase to factor in inflation, the state of the economy, and so on, but 50% is just an insult. Earlier today I spent a 10minutes talking to one of their call centre operators, and was basically told that there was nothing anybody could, or would, do for me.

    I have never made any claims, and late last year, I insured my car with them (full cover) as well - if it weren't for the multi-policy discount applied to this year's quote, my premium would have gone up 75% this year!

    So - any recommendations?
    Any views expressed here are my own and do not necessarily represent the views of my employer or any affiliated 3rd party.

  2. #2
    Evil Super Villain Cato's Avatar
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    Default Re: Insurance premiums

    Instead of insurance companies, try the banks?
    They seem to be cheaper...
    Who was the first that forged the deadly blade?
    Of rugged steel his savage soul was made.

  3. #3
    Frank and Earnest. Cicero's Avatar
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    Default Re: Insurance premiums

    I have just changed to AMI,they were 50%less than State,who we had been with for 20years.
    "The life of the dead is placed in the memory of the living." Cicero

  4. #4
    Unknown Device wratterus's Avatar
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    Default Re: Insurance premiums

    AMI are good.
    Microsoft: "You've got questions. We've got dancing paperclips."

  5. #5
    Misc. User of PressF1 somebody's Avatar
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    Default Re: Insurance premiums

    Quote Originally Posted by Cato View Post
    Instead of insurance companies, try the banks?
    They seem to be cheaper...
    When I enquired about 4 years ago at my bank, they were about double the price of my current insurance company.

    Thanks for the suggestions guys - I've filled out a quote request form on AMI's website - it'll be interesting to see what they come back with.
    Any views expressed here are my own and do not necessarily represent the views of my employer or any affiliated 3rd party.

  6. #6
    Soaring like an Eagle gary67's Avatar
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    Default Re: Insurance premiums

    AMI are very good, we have had a couple of claims with them and they pay out real quick. Also in my work I have had dealings with insurance for clients who had dishwasher leaks, both were oldies one with AMI one with State. AMI paid out State didn't. When I told the second client they moved from State to AMI after 40 years with State without a claim

  7. #7
    IT Consultant johcar's Avatar
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    Default Re: Insurance premiums

    I have been fairly well treated over the years by Vero (I note you don't name and shame) and have had good reports from friends about AMI and State (however I personally wouldn't go near State because of some bad experiences MANY years ago. That memory sticks!)

    It is impossible to defeat an ignorant man in argument. -William G. McAdoo, lawyer and politician (1863-1941)

  8. #8
    Madre Dios!!! beeswax34's Avatar
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    Default Re: Insurance premiums

    AMI are really good. Who are you with right now?
    All the technology and software in the universe is useless when the end user has the IQ of a sack of hammers.

  9. #9
    Wanderer
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    Default Re: Insurance premiums

    We had bad memory's from State as well. Maybe they have rigid policies. The place was burgled but they said evidence of force entry and then they said no evidence to support was stolen ....

    We are with AMI for car now. Don't need contents cos someone is always at home.

    Vero, dunno, they with them re: the commercial property. Brokers have also said they are the better one.....

    I tried to go with AA or State but folks did otherwise.

  10. #10
    Misc. User of PressF1 somebody's Avatar
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    Default Re: Insurance premiums

    Quote Originally Posted by johcar View Post
    ...(I note you don't name and shame)
    I don't know if it's appropriate to State the name of the insurance company I'm with at this stage.....
    Any views expressed here are my own and do not necessarily represent the views of my employer or any affiliated 3rd party.

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